Privacy Policy

1. Introduction

Welcome to Monietar (“we,” “our,” or “us”), a digital financial intelligence and automated ledger platform operated under Algoritic Inc. We are committed to protecting your privacy and ensuring the security of the commercial data you entrust to us.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you access our website, applications, automated bookkeeping frameworks, and any related financial tracking utilities. Please read this document carefully. If you do not agree with the terms of this privacy policy, please do not access the platform.

2. Information We Collect

To provide unified multi-currency ledger tracking and cash flow synchronization, we collect data in the following core categories:

• Account Credentials: Name, professional email address, organization name, and system authentication parameters.
• Financial Metadata: Transaction histories, balance counts, currency variables, ledger entries, and multi-currency settlement tracking data aggregated from your business accounts.
• Integrations Data: When you connect external pipelines or business software to our automated framework, we ingest read-only analytical records required to feed your real-time command dashboard.
• Technical Device Ingestions: IP addresses, browser variants, operating system contexts, and access timelines utilized strictly for platform optimization, security, and verification logs.

3. How We Use Your Information

We process information solely to execute our service deliverables and maintain strict platform integrity. Explicit operational paths include:

• Providing real-time cash flow synchronization and cross-border reconciliation updates.
• Parsing context to eliminate manual bookkeeping tracking overhead via AI-native routines.
• Monitoring, detecting, and mitigating fraudulent behaviors, security vulnerabilities, or unauthorized access attempts.
• Fulfilling compliance directives, audit workflows, and regional commercial standards.

4. Data Protection & Encryption Architecture

We treat transaction records and ledger metrics with enterprise-grade protection criteria. All data streams ingested by Monietar are encrypted in transit using Transport Layer Security (TLS) and at rest using AES-256 standard cryptographic suites.

Our structural pipelines rely heavily on read-only direct data synchronization. Monietar does not store, hold, or directly manipulate your underlying bank credentials or transactional capital roots.

5. Sharing and Disclosure of Data

We do not sell, rent, or trade your corporate information or transaction footprints to third-party data brokers or marketing houses. Information disclosures occur exclusively under the following boundaries:

• Third-Party Cloud Infrastructure: With verified cloud hosting, database platforms (e.g., Supabase, Prisma-connected environments), and utility providers working under strict data processing mandates.
• Legal Demands: When strictly required to conform to enforceable legal processes, regulatory reviews, or court citations issued by authorized regional authorities.

6. Your Rights and Data Controls

Depending on your operating region, your business entity and administrative teams retain full rights over your processed data footprint, including:

• The right to request immediate erasure of your historical user profiles and synchronized ledger caching traces.
• The right to inspect the exact parameters of transaction metadata currently stored across our systems.
• The right to sever any external data integrations or read-only software pipelines instantly from your settings console.

7. Policy Adjustments

We reserve the right to modify this Privacy Policy at any time to reflect changing technical capabilities or regulatory demands. We will notify users of significant changes by placing a noticeable alert across our active platform workspace or via direct email correspondence.

8. Legal Contact Information

If you have questions, notes, or data processing grievances regarding this operational framework, please reach out directly via: