Financial intelligence
that grows with you.
Early access pricing
Start with the core Monietar experience for free. As your business grows, move into higher limits, deeper automation, and more financial intelligence without changing how you work.
Retail Starter
The essential Monietar experience for everyday merchants who want to move beyond notebooks and start understanding their money.
No credit card required
Get the real Monietar experience — with limits designed for smaller businesses.
- 1 connected merchant bank account
- Up to 500 automatically logged bank transactions monthly
- Unlimited manual bookkeeping entries
- Basic Profit & Loss (P&L) dashboard views
- 1 Independent Physical Cash Vault
- Basic local product catalog & sales summaries
- Standard customer care email support
Growing Merchant
For established merchants who need more automation, more connected accounts, and a clearer view of a growing business.
More automation, more connected accounts, and more visibility as your daily business activity increases.
- Up to 2,500 automatically logged bank transactions monthly
- 3 connected merchant bank accounts
- Multi-device alert syncing for shop assistants
- Live, instant Profit & Loss (P&L) dashboard views
- Automated inventory tracking & running-low stock alerts
- Deeper cash-flow visibility for daily operations
- Priority email & developer team chat support
Borderless Pro
For merchants operating across regions who need deeper financial visibility, multi-currency tracking, and intelligent reporting.
Built for merchants whose money, sourcing, and sales move across currencies and regions.
- Unlimited monthly transactions across all channels
- Dual-Currency Ledger Engine (Naira ⇄ CFA Franc)
- Automated Parallel Market Rate Auto-Indexing
- 1-Tap audit-ready financial statement exports (PDF/Excel)
- Custom AI Accounting Chatbot assistance
- Weekly AI Voice Report Card summaries (Pidgin or English)
- Dedicated account priority channels
Start with the core.
Scale when you need more.
Retail Starter gives you the core Monietar workflow from day one. Growing Merchant increases your automation and operating capacity, while Borderless Pro adds the tools needed for multi-currency and cross-region operations.
| Capability | Retail Starter | Growing Merchant | Borderless Pro |
|---|---|---|---|
| Automatic bank transaction logging | Up to 500 / month | Up to 2,500 / month | Unlimited |
| Connected bank accounts | 1 account | 3 accounts | Unlimited |
| Manual bookkeeping | Unlimited | Unlimited | Unlimited |
| Physical Cash Vault | 1 profile | Multiple | Multiple |
| Profit & Loss dashboard | Basic | Live & instant | Advanced |
| Cash-flow visibility | Basic | Detailed | Advanced |
| Product catalog & sales summaries | Basic | Advanced | Advanced |
| Multi-device alert syncing | — | ||
| Automated inventory tracking | — | ||
| Running-low stock alerts | — | ||
| Financial statement exports | — | — | PDF / Excel |
| Dual-Currency Ledger | — | — | Naira ⇄ CFA Franc |
| Parallel Market Rate Indexing | — | — | |
| AI Accounting Assistant | — | — | |
| AI Voice Reports | — | — | Pidgin / English |
| Support | Standard email | Priority email & chat | Dedicated priority |
Experience Monietar
Connect one bank account, automatically capture everyday transactions, track cash, and start understanding your business.
Automate more
Connect more accounts, handle higher transaction volume, sync shop assistants, and get deeper visibility into daily operations.
Go borderless
Manage multiple currencies, monitor market rates, generate financial reports, and use deeper AI-powered intelligence.
* Subscriptions are processed in local currency.